Spread the cost of your next purchase with Easy Upgrade

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With Easy Upgrade you can have the iPhone, Mac, iPad or Apple Watch you want right now, spreading the cost with low monthly payments, and upgrading to the latest device at the end of the plan or paying off the balance.



Choose the iPhone, Mac, iPad or Apple Watch that’s right for you.



5% upfront payment and pay monthly over 12, 24 or 36 months



Return your device and upgrade, or pay the balance and keep it.

100% pure joy.
0% interest.

Get the latest Mac, iPad or iPhone interest-free over 24 months with Easy Upgrade. With a 3 year extended warranty included at no extra cost.

Terms and Conditions apply.

Low monthly payments.

With Easy Upgrade you can pay as you go! And with a 5% upfront payment, it's the easiest way to get the latest iPhone, Mac, iPad and Apple Watch at a price you love.

How to apply for Easy Upgrade

choose your apple device icon

Step 1.

Choose your Apple device from our online store and instead of adding it to your basket, select ‘Checkout with Easy Upgrade’. This will take you into the Easy Upgrade portal to select your model, choose the term you would like to pay over and add any accessories to your order.

Apple device trade in icon

Step 2.

Complete the Easy Upgrade application process online and receive an immediate decision. You will need to have your mobile phone to hand as part of the application process. If your Easy Upgrade application is accepted, you will be required to pay 5% upfront payment and you will receive confirmation of your order via email. Your order will be shipped to you at no extra cost.

Apple device trade in icon

Step 3.

Klarna will contact you regarding your payment schedule. Once you have made 12, 24 or 36 payments (depending on your agreement) we will be in touch with details on how to return your device and upgrade to the latest iPhone, Mac, iPad or Apple Watch. Alternatively, you can continue to pay the balance and keep the device. Check your upgrade eligibility here.

choose your apple device icon

Step 1.

Choose your favourite Apple device and accessories with one of our in‑store Experts and select your preferred repayment period to see the monthly repayment amount.

Trade in your iPhone, Mac, iPad or Apple Watch for additional credit. We will give you a trade in value and we apply this to your new purchase to reduce your monthly payments even further.

Photo Identification icon

Step 2.

Have your personal email address and phone number, plus valid photo ID such as driving license or your passport to hand. Klarna will then send you a link to complete your finance application which you can do instore on your own smart phone, or one of the team will be able to assist. You will be required to pay 5% upfront payment at time of purchase.

Apple device trade in icon

Step 3.

Once you have made 12, 24 or 36 payments (depending on agreement), return the device in a pre agreed condition and we will settle the balance of your agreement. Then you’re ready upgrade to the latest iPhone, Mac, iPad or Apple Watch.

Alternatively you can pay the balance off and keep the device.

Select Warranty included on every purchase.

We believe in the quality of Apple products so much that we include our 3 year warranty1 at no extra charge when purchasing a new Apple device. Other companies provide limited warranty options, but not us, get peace of mind with our exclusive, extended warranty.

No one else offers this product warranty all year round, making every day the perfect day to get your new Apple device from Select.

Find out more

Iphone XS product shot


Pay monthly phone options. Featuring an iconic design, a gorgeous display, incredible performance, advanced cameras, long battery life. Life is easier on iPhone.

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Macbook Air product shot


Pay monthly MacBook options. From thin and light notebooks to powerful desktop computers, every Mac is packed with advanced hardware and software that works together seamlessly.

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iPad product shot


Pay monthly iPad options. Incredibly light, powerful and portable, iPad makes it easy to do the things you love to do. Wherever you are, you’ll have an incredible tool for work and play.

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Apple Watch

Apple Watch

Pay monthly Apple Watch options. Whichever model you choose, every Apple Watch is designed to help you stay more active, healthy and connected.

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iPhone Xs Max and iPhone Xs Gold

Works with any carrier. And any tariff.

Buy an iPhone from Select and you’re free to choose the carrier and tariff that works best for you.

Once your new iPhone is activated, it remains unlocked, which means you can use it with any carrier that provides service for iPhone. And you have the freedom to change your carrier as often as you like.

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Protect what's precious to you with AppleCare+

If you want even more protection, talk to us about buying AppleCare+ protection plan. In additional to worldwide hardware and software support for up to 3 years (depending on device), AppleCare+ also includes up to 2 incidents of accidental damage should the worst happen3.

Apple Music

Get 1 month free Apple Music with Select.

60 million songs in your pocket.

Listen to over 60 million songs, all ad free. Download anything and listen anywhere, date free. And there’s no commitment, so you can cancel anytime. This offer is available to new Apple Music Subscribers only.

Sign up now

Frequently Asked Questions

Easy Upgrade program gives you the option to have lower monthly payments and then upgrade after 12, 24 or 36 payments have been made (depending on the agreement)

Yes. We will give you a trade in value, upon inspection, which you can put towards the purchase of the new device.

The repayments cover the device and any accessories / services purchased.

Yes you can purchase with Easy Upgrade even if you have an existing contract with a carrier. However you are still responsible for honouring any existing commitments with your carrier.

Yes you can purchase for someone else. The person making the purchase is responsible for the loan and the return of the device and any communication regarding the program or the loan will be sent to them.

You have 14 days from entering into the Klarna agreement to change your mind without additional interest payments. If you wish to cancel the agreement during this period please visit your original store so that alternative payment can be made. After 14 days contact Klarna to settle the amount directly with them.

If your device develops a fault within 14 days of purchase, you can return to a Select store for an exchange. Our Select staff will then update your Easy Upgrade agreement. If your device develops a fault after the initial period, you can get your device repaired or replaced through Select, or via Apple. If for any reason your device is replaced by Apple, please contact your local store to update your Easy Upgrade agreement.

You can upgrade your device anytime but you will only be able to upgrade without any additional monthly payments after the end of the agreed Easy Upgrade term (e.g. 12, 24 or 36 months).

Yes – you are completely free to choose which device is right for you at the time you upgrade.

Depending on the time of year you purchase your new Apple device, stock may be subject to supply availability and therefore it cannot be guaranteed.

Yes - Each application is made independently with Klarna and they will perform a credit check accordingly.

After you have paid off your loan, your Easy Upgrade contract is complete. You can re-join Easy Upgrade by visiting a Select store or online.

We offer alternative payment options to buy your new device.

If your finance agreement is declined you can contact Klarna who may be able to advise further depending on circumstances. You will be responsible for continuing to repay.

No. When you return your device, as long as it is in good working condition, we will close the loan for you.

If the replacement device is of the same or better specification to the original, then you can upgrade using this model. If not, then please visit a Select store where we will be happy to give you a trade-in price which you can use against your outstanding loan.

Your device should be in good working condition when it's time to upgrade. If your device is damaged, if you have insurance such as Apple Care+ you may wish to make a claim. Alternatively we will provide you with a price to repair the device to a suitable level to trade in and settle your agreement or offer you a lower trade in value. You would then need to settle any outstanding balance on your original Easy Upgrade loan.

You are under no obligation to upgrade. You can continue making payments until the agreement has been settled and keep your device. Alternatively, you can hand your device back to clear your remaining balance.

Yes. Until your new device has been shipped, you will still continue to repay the outstanding balance of your loan. Upon shipping, your original loan will be paused for up to 30 days, whilst you return your original device to us for evaluation and upgrade.

If you still have AppleCare+ coverage in place at upgrade, you will need to contact Apple directly to cancel their remaining coverage from your original device. You will receive a pro rata refund of the remaining balance of your AppleCare+ plan. If you wish to take our Apple Care+ for your new device, Apple Care+ coverage will be registered to your new device when you upgrade.

You will receive an email if your device has been down-graded and have the option to either accept a lower value or have the original device returned to you. If you choose to accept the lower value, you would then need to settle any outstanding balance on your original Easy Upgrade loan.

The Easy Upgrade offer has changed. This upfront payment reduces the total amount left to finance.

It will only take a few minutes to complete your Online Upgrade order. Once your order is placed, your new device will be shipped to you as quickly as possible. You will then also be sent a kit to return your current device. The quicker you send in your old device, the sooner its condition can be verified and and Klarna loan credited. Typically the whole process is completed in 2-3 weeks.

Devices are collected via an insured and tracked third party courier company. Devices are delivered directly to the trade in partner’s premises.

For any issues please contact our customer service team on 0333 00 44 111

You will be notified by email when your device has been received at our Trade-In partner’s upgrade facility.

You will be notified by email when your device has been received at our Trade-In partner’s upgrade facility.

You will receive updates via email notifying you when your old device has been received by our Trade-In partner, at inspection stage and once the upgrade is completed. If you have questions on the status of your upgrade please contact our customer service team on 0333 00 44 111

When the device is received, our Trade-In partner will inspect it thoroughly and ensure your device is has all data removed. If the device is in good working condition, it can be refurbished so it can go on to a new owner.

When your old device is returned, our Trade-In partner’s specialists will inspect it. As long as the condition of the device is as described by you on our website, the full quoted value will be refunded to your Klarna loan account.

No problem - the returns packaging will include a copy of the quotation and its unique reference for your upgrade and a printed shipping label to affix to the packaging.

The Easy Upgrade Programme is available to eligible customers and consists of the purchase of an eligible Apple product (“The Product”) which includes:

  1. iPhone;
  2. iPad
  3. Mac; and
  4. Watch

The accessories offered by Select that are associated with your Product (“Associated Accessories”) may be purchased alongside the product on a singular Easy Upgrade finance agreement and these terms shall apply to such purchases and the term “Product” shall be deemed to include Associated Accessories in such cases. Please refer to Klarna or read their terms and conditions for their (Fixed) APR credit lending rate. Lending is at the discretion of Klarna. Select is not responsible for any applications that are declined. If the applicant would like query why their application has been declined for credit, they will need to speak directly with the lender (Klarna). Late or missing repayments may have serious consequences for you and cause you serious money problems. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future. Select Technology Sales and Distribution (UK) Ltd t/a Select with the company number 7034450, and the registered address is Unit 4, Newton Centre, Thorverton Road, Exeter ,Devon, EX2 8GN (“Select”) is authorised and regulated by the Financial Conduct Authority (FCA FRN 628735) and acts as a credit intermediary and not a lender offering credit products provided by a limited number of finance providers, including Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status. Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB (publ). Headquarters: Sveavägen 46, 111 34 Stockholm. Organisation number: 556737-0431. All stated values correct as of May 2023.  For full finance terms and conditions, please click here.

Easy Upgrade is not available online at Selfridges.

For general terms of sale visit selectonline.com/terms-and-conditions.


  • Cash Price - £1,249
  • Deposit - £62.455
  • Total Amount of Credit - £1,186.55
  • Number of Repayments - 24 Months
  • Rate of Interest - 0% (Fixed)
  • Representative APR - 0% (Fixed)
  • Monthly Repayments - £32.96
  • Total Amount Payable after 24 months - £791.04
  • Number of additional payments required to own device - 12
  • Total Amount Payable after 44 months - £1,186.55

*APR rate. Correct at time of going to print.

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